Commercial insurance • English & Spanish

Commercial coverage built around your business.

Clear insurance guidance for California and Texas business owners—from everyday liability and property exposures to coverage shaped around the way your operation works.

Bull, orange tree, and orchard shield logo
Business-first guidanceFocused on real-world commercial risks
Broad coverage optionsSolutions for many industries and operations
Se habla españolService in English and Spanish
Commercial coverage

Protection for the risks that come with doing business.

Start with a conversation about your operation, property, people, vehicles, and day-to-day exposures. The agency will help identify coverage options that fit your needs.

01

General Liability

Protection for covered claims involving third-party bodily injury, property damage, and certain advertising injuries.

02

Commercial Property

Coverage options for buildings, business personal property, equipment, inventory, and other physical assets.

03

Business Owners Policy

A convenient package that may combine property and liability protection for eligible small and midsize businesses.

04

Commercial Auto

Coverage for eligible cars, vans, pickups, and other vehicles used in the course of business operations.

05

Workers’ Compensation

Coverage that helps protect employees and employers when a covered work-related injury or illness occurs.

06

Professional Liability

Options for claims involving alleged errors, omissions, or professional services, depending on the business.

Additional options may include umbrella or excess liability, inland marine, equipment coverage, cyber insurance, and bonds. Availability varies by carrier and underwriting.

Businesses we serve

Explore insurance by industry.

Select your business type and choose California or Texas.

Auto Dealers
Tire Shops
Auto Body Shops
Mechanics & Auto Repair
Auto Detailing & Car Washes
Restaurants
Food Stands
Janitorial & Cleaning
Landscaping & Gardeners
Retail Stores
Small Businesses

Don’t see your business type? Contact us to discuss your operation and available insurance options.

J. Estrada Insurance Agency emblem
About Jose Estrada

A commercial insurance agency focused on clear guidance.

Jose Estrada helps businesses in California and Texas understand their exposures, compare available options, and explore coverage suited to their operations.

The bull emblem represents strength and protection, while the orange tree and orchard rows reflect deep roots in hardworking local communities.

Atención en español.
Hable con Jose Estrada para conversar sobre las necesidades de seguro de su negocio.
Request a commercial insurance quote

Tell us about your business.

Share a few details and our agency will contact you to discuss coverage options.


Let’s talk about your business.

Call or email Jose Estrada for a straightforward conversation about your operation and commercial coverage needs.

Email Jose805-856-3097338 S 5th St, Oxnard, CA 93030