Work injury coverage options for Texas employers
Workers’ compensation insurance may provide medical, income, and death benefits for covered work-related injuries or illnesses. Jose Estrada helps eligible Texas employers discuss available coverage based on their workforce and operations.
Coverage options may include
A workers’ compensation policy may provide benefits and protection such as:
- Medical benefits for covered work-related injuries or illnesses
- Income benefits when a covered employee cannot work
- Death and burial benefits for eligible survivors
- Employer liability coverage, subject to the policy
- Return-to-work and claim support resources that vary by carrier
What affects your options
- Employee duties, payroll, class codes, locations, and use of subcontractors
- Prior claims, safety programs, and experience modification
- Owner, officer, partner, or member inclusion and exclusion rules
- Contractual requirements and work on government projects
- Notice and reporting duties that may apply to employers without coverage
Information that helps with a review
- Employee count and estimated payroll by job duty
- Business locations and states where employees work
- Owner and officer information
- Prior policies, loss runs, and contract requirements
Questions about business coverage?
Call Jose Estrada to discuss your operation and the information needed for a coverage review.
Request a commercial insurance quote
Tell us about your business, the coverage you need, and your current policy expiration date. Jose Estrada will contact you to gather additional information and discuss available options.
This page provides general information only. Coverage is subject to carrier eligibility, underwriting, policy terms, conditions, exclusions, limits, deductibles, and availability. Submitting an inquiry does not bind, change, or provide insurance coverage.