Combined protection for eligible Texas businesses
A business owners policy may combine commercial property and general liability coverage in one policy for an eligible small or midsize business. Jose Estrada helps Texas business owners review whether a BOP or separate policies better fit their operations.
Coverage options may include
A BOP may combine or offer options for:
- Commercial general liability
- Buildings and business personal property
- Business income and extra expense following a covered loss
- Equipment breakdown
- Electronic data, cyber, crime, or other optional endorsements
- Hired and non-owned auto liability when eligible and properly endorsed
What affects your options
- Industry, annual revenue, payroll, property values, and square footage
- Customer traffic, products, completed work, and contractual requirements
- Locations, business interruption exposure, and protection systems
- Policy exclusions and coverage that must be purchased separately
- Eligibility requirements that vary by carrier
Information that helps with a review
- A description of operations and services
- Annual sales, payroll, and employee count
- Locations, building details, and property values
- Prior coverage, loss history, and contract requirements
Questions about business coverage?
Call Jose Estrada to discuss your operation and the information needed for a coverage review.
Request a commercial insurance quote
Tell us about your business, the coverage you need, and your current policy expiration date. Jose Estrada will contact you to gather additional information and discuss available options.
This page provides general information only. Coverage is subject to carrier eligibility, underwriting, policy terms, conditions, exclusions, limits, deductibles, and availability. Submitting an inquiry does not bind, change, or provide insurance coverage.