California Restaurant Insurance

California Restaurant Insurance

Serving eligible businesses throughout California

Food businesses may need protection for customer injuries, kitchen equipment, spoilage, property, employees, and food-related claims. Coverage is shaped around the menu and operation.

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Coverage options may include

  • General liability
  • Commercial property
  • Business owners policy
  • Equipment breakdown
  • Spoilage coverage
  • Workers’ compensation

Coverage is subject to carrier appetite, underwriting, policy terms, conditions, and exclusions. This information is not a quote, binder, or guarantee of coverage.

Request a business insurance review

Tell us about your operation. A licensed agent will follow up to discuss available options.

Does the business transport passengers or cargo for others?*

Submitting this form does not bind coverage. Do not cancel existing insurance until replacement coverage is confirmed in writing.

Prefer to speak with an agent?

Call 805-856-3097

Se habla español.